Tips On Buying A House First Time Direct

Follow this roadmap to turn the complex process of first-time home buying into a series of manageable, confident steps. Phase 1: The Financial Foundation

Don't just go with your current bank. Compare quotes from at least three different lenders to find the best rates and terms.

If your down payment is less than 20%, you will likely be required to pay PMI, which adds to your monthly expense. Phase 5: Closing the Deal