Buying your first home in Quebec is a huge milestone, and there’s serious money on the table for 2026. Here’s a breakdown of the major tax credits you can claim to help cover those closing costs:
: As of January 1, 2026 , Quebec has introduced a major new refundable credit to reimburse the real estate transfer tax (the "welcome tax"). Max Benefit : Up to $5,875 .
: On top of the federal credit, Quebec offers a provincial non-refundable credit of up to $1,400 . To claim it, you’ll need to fill out form TP-752.HA-V and include it with your provincial return.
: It covers 100% of the first $5,000 paid in transfer duties and 25% of the next $3,500.