Can I Buy A House If I Filed Chapter 7 < 8K – 360p >
Yes, you can buy a house after filing for Chapter 7 bankruptcy, but you must typically wait after your debts are officially discharged . This waiting period, known as "seasoning," allows you to demonstrate financial stability before a lender will approve a new mortgage. Mandatory Waiting Periods by Loan Type
The length of time you must wait depends entirely on the type of mortgage you seek. Most timelines begin from your —the day the court officially wipes out your debt—rather than the day you initially filed. How to Buy a House After Chapter 7 Bankruptcy can i buy a house if i filed chapter 7