Buying a home with no money down is a significant financial strategy that bypasses the traditional 20% down payment requirement, making homeownership accessible even with limited savings. While it eliminates the years of saving typically required, it involves specialized loan programs, higher monthly costs, and specific long-term risks. Core No-Down-Payment Loan Programs

Two primary government-backed programs offer a true $0 down payment option, along with specialized state and community-based alternatives. How to buy a house with no money down | Rocket Mortgage