These companies offer "no-load" (commission-free) contracts issued by third-party insurers. 5. Online Annuity Marketplaces
Where to Buy Annuities: A Complete Guide to Your Options Annuities are only issued by , but you can purchase them through several different channels. Choosing where to buy is just as important as choosing the product itself, as the channel can affect the fees you pay and the range of options available to you. 1. Insurance Companies (Direct or Captive Agents) where to buy annuities
Buying directly from the source is a common starting point. Many insurance giants allow you to purchase products through their own "captive" agents—professionals who work exclusively for that company. Choosing where to buy is just as important
Known for a simplified, jargon-free online experience and low-risk fixed annuities. Many insurance giants allow you to purchase products
Banks like Bank of America or Wachovia act as distributors rather than issuers.
