Charged by the lender for processing and underwriting your loan, usually 0.5%–1% of the loan amount.

Covers the cost of verifying legal ownership and protects against future disputes. This is often one of the largest line items, ranging from 0.5%–1% of the home's value.

A "good faith" deposit (usually 1%–3% of the price) submitted with your offer to show you are serious.