Unmarried Couples Buying A House Apr 2026

: Only one person is the legal owner. This can be risky for the non-titled partner, who may have no legal claim to the home despite contributing to payments. 3. Strategize Your Mortgage

Applying for a mortgage jointly can increase your buying power, but it also carries shared risks. unmarried couples buying a house

: You cannot file taxes jointly. Only the person(s) on the mortgage can typically claim the mortgage interest deduction, and you may need to itemize to split it. : Only one person is the legal owner

: You can both be on the title (deed) even if only one person is on the mortgage. 4. Tax and Insurance Considerations unmarried couples buying a house