Deciding whether to use your 401(k) to buy a house is a significant financial choice that involves balancing immediate homeownership goals against long-term retirement security. Most financial experts advise against it, viewing it as a "last resort" due to the heavy costs and lost future growth. Comparison of 401(k) Options
There are two primary ways to access these funds: borrowing (a loan) or withdrawing (a distribution). Can I use my 401(k) on a down payment? | Rocket Mortgage should i use my 401k to buy a house