Buying a house involves more than just a down payment; you should expect one-time "closing costs" to range from of the loan amount. After moving in, recurring annual hidden costs can exceed $16,000 depending on your location and property type. 1. One-Time "Upfront" Costs
These are the expenses you must pay before or on the day you get the keys. Closing Costs Calculator - Freddie Mac real cost of buying a house calculator