: For veterans, active-duty service members, and eligible surviving spouses, this program offers zero down payment and no private mortgage insurance (PMI).
: These conventional loan programs are designed for low-income buyers. They require only a 3% down payment and offer reduced PMI costs to keep monthly payments manageable. Assistance & Community Programs programs for low income families to buy a house
Beyond standard loans, these initiatives provide direct financial aid or alternative paths to ownership. : For veterans, active-duty service members, and eligible
: Specifically for "low and very-low-income" families in eligible rural areas. This program can provide 100% financing (no money down) and may offer payment assistance that reduces the mortgage interest rate to as low as 1% . : For veterans
Single Family Housing Direct Home Loans - USDA Rural Development