Process Of Buying A New Car In Kenya Apr 2026

Most buyers use bank transfers or hire purchase agreements. For hire purchase, expect to pay a deposit of 50% to 60% , with the balance cleared over 12 to 18 months. 5. Ownership Transfer via NTSA TIMS

You must have at least Third-Party insurance to drive on Kenyan roads, though Comprehensive insurance is recommended for new or high-value vehicles. Ensure the financier is noted on the policy if you are buying on credit. 4. Payment and Sale Agreement process of buying a new car in kenya

The final legal step is the transfer of ownership, which is done entirely online through the National Transport and Safety Authority (NTSA) TIMS or eCitizen platform: Most buyers use bank transfers or hire purchase agreements

Before hitting the showrooms, determine how much you are willing to spend. Remember to account for "hidden" costs like insurance, logbook transfer fees, and initial maintenance. Popular entry-level models like the , Suzuki Alto , or Nissan Note are highly recommended for first-time buyers due to their low maintenance costs. 2. Inspection and Verification Ownership Transfer via NTSA TIMS You must have