: Interest-free if the end-of-month balance is under $1,000; a rate (approx. 13.70% p.a.) applies if the balance exceeds this threshold.
: A higher-limit digital card offering credit between $2,000 and $20,000. Pnb zip
: Includes advanced fraud detection, single-use virtual cards for extra online security, and multi-factor authentication. : Interest-free if the end-of-month balance is under
Zip provides digital wallets that allow users to split purchase costs into manageable installments. There are three primary tiers: 000 and $20
: Geared toward larger purchases (up to $5,000 or more via specific merchants) with reusable credit up to $30,000.
: Users can align their repayment schedule (weekly, fortnightly, or monthly) with their pay cycles.