: Known for an accident-only plan that doesn't limit coverage as your pet ages, which is useful for senior pets that might be "accident-prone" but difficult to insure for illness. 3. Key Factors for Success
Best Pet Insurance Companies of 2026 - U.S. News & World Report pet insurance pets only
: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats. : Known for an accident-only plan that doesn't
Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs. pet insurance pets only
The following companies are highly rated for their focused or customizable "pets only" options:
Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans