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Perks To Ask For: When Buying A New Car

Instead of physical freebies, start by asking for financial incentives that lower your total cost of ownership.

Ask for manufacturer-backed interest rates. If you have good credit, you may qualify for 0% or low-APR financing, which can save thousands over the life of the loan compared to standard bank rates.

When buying a new car in 2026, the strategy has shifted from just negotiating the sticker price to leveraging a high-inventory "buyer's market" for additional value. Because dealerships have high profit margins on accessories and service, they are often more willing to throw in these extras to close a deal than they are to further lower the car's price. 1. High-Value Financial Perks

Many 2026 models, especially EVs and certain SUVs, currently offer massive cash-back deals ranging from $3,500 to $10,000 to move stagnant inventory.

If the dealer won't budge on price, ask them to include a bumper-to-bumper extended warranty. 2. Practical Vehicle Add-Ons

Instead of physical freebies, start by asking for financial incentives that lower your total cost of ownership.

Ask for manufacturer-backed interest rates. If you have good credit, you may qualify for 0% or low-APR financing, which can save thousands over the life of the loan compared to standard bank rates.

When buying a new car in 2026, the strategy has shifted from just negotiating the sticker price to leveraging a high-inventory "buyer's market" for additional value. Because dealerships have high profit margins on accessories and service, they are often more willing to throw in these extras to close a deal than they are to further lower the car's price. 1. High-Value Financial Perks

Many 2026 models, especially EVs and certain SUVs, currently offer massive cash-back deals ranging from $3,500 to $10,000 to move stagnant inventory.

If the dealer won't budge on price, ask them to include a bumper-to-bumper extended warranty. 2. Practical Vehicle Add-Ons

 

 



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