: His Personal Injury Protection (PIP) kicked in immediately, but he had to choose between a "Standard" policy (with more coverage) or a "Basic" policy (which might not cover as much if he were seriously injured).
Meet Marco, a lifelong resident of Jersey City who just got a reminder that living in the Garden State comes with a "Garden State tax"—his new car insurance premium. nj auto insurance
: Even though the accident wasn't his fault, he worried his rates might still tick up. Insurers sometimes raise premiums after any claim because it changes a driver's "risk profile". Finding the Silver Lining : His Personal Injury Protection (PIP) kicked in