Need To Buy A House With Bad Credit -

Before you apply, take a few months to aggressively polish your credit report. Even a 20-point increase can save you thousands of dollars in interest.

: Pay down existing credit cards and installment loans. Lenders prefer a DTI ratio below 43%. need to buy a house with bad credit

: Avoid applying for new credit cards or auto loans right before applying for a mortgage. Before you apply, take a few months to