: Lenders use a Debt-to-Income (DTI) ratio, typically preferring 41% or lower, though they are flexible if you have strong residual income (extra cash after all major monthly bills).
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: 90 days of wartime service or 181 days of peacetime service. : Lenders use a Debt-to-Income (DTI) ratio, typically
: While the VA has no minimum, most lenders look for a score between 580 and 620 . typically preferring 41% or lower