: You must enroll by December 15 .
The primary way to buy individual or family health insurance in Illinois is through Get Covered Illinois , the state’s official marketplace. This is the only platform where you can apply for and receive federal tax credits to lower your monthly premiums. : how to buy health insurance in illinois
: Outside of these dates, you can only buy insurance if you experience a "qualifying life event," such as losing other health coverage, getting married, having a baby, or moving. Public Assistance: Medicaid and All Kids : You must enroll by December 15
: For the 2026 plan year, a special extension allowed residents to enroll as late as January 31 for coverage beginning February 1. : : Outside of these dates, you can
For residents with lower incomes, Illinois offers public programs that accept applications year-round. About the marketplace - Get Covered Illinois
