How To Buy A House Without Credit -

This is the most important "tradeline" you can provide. Utilities: Electricity, water, and gas bills. Insurance: Consistent auto or health insurance payments.

Buying without credit takes more paperwork and a bit more patience, but it is entirely possible. It’s about proving your character through your bank account rather than a credit algorithm. how to buy a house without credit

Since you don’t have a FICO score, you must prove your reliability through other recurring payments. Lenders will typically want to see 12–24 months of on-time history for: This is the most important "tradeline" you can provide