How: To Buy A House

: The actual document that transfers property title from the seller to the buyer and is recorded with the county. Key Rules for a Smooth Process

: A five-page document provided at least three days before closing that details final loan terms and closing costs . Mortgage Note : Your legal promise to repay the loan. how to buy a house

: A professional estimate of the home's fair market value required by the lender to ensure they aren't over-loaning. : The actual document that transfers property title

: Signed copies of federal tax returns for the previous two years. how to buy a house