How To Buy A First Home With No Down Payment (PRO)

Determined, they met with a loan officer named Sarah, who didn’t laugh when they admitted their "house fund" was mostly loose change. Instead, she opened a folder labeled .

"The 20% rule is a myth for first-timers," Sarah explained. She walked them through three distinct paths: how to buy a first home with no down payment

Since they were looking at a quiet suburb on the edge of town, Sarah checked a map. "This area qualifies as 'rural' by the USDA," she said. This government-backed loan required $0 down , provided the home was in an eligible area and their income fell within certain limits. Determined, they met with a loan officer named