how to buy a car in texas
how to buy a car in texas

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If not paying cash, bring recent pay stubs, W-2s, or bank statements to prove income for loan approval. 2. Costs and Fees Be prepared for the following mandatory expenses: Texas Car Purchase Documents: Complete Checklist 2025

A valid, unexpired government-issued photo ID (like a Texas Driver’s License or passport).

This is the Application for Texas Title and/or Registration. If buying from a dealer, they typically handle this; if private, both you and the seller must sign it.

Buying a car in the Lone Star State involves specific paperwork and state-mandated fees. Whether you're heading to a dealership or meeting a private seller, here is how to navigate the process in Texas. You must have these items ready to finalize any purchase:

Texas law requires minimum liability coverage ($30,000 per person bodily injury / $60,000 per accident / $25,000 property damage) before you can register the vehicle.