How Much House Can I Buy For 800 A Month [2026]

If you buy a condo or a house in a planned community, HOA fees can be $200+/month. This would drop your home buying power significantly (potentially down to a $60,000 home).

When you pay $800 a month, that money is split into four parts (PITI): rincipal, I nterest, T axes, and I nsurance. 1. Loan Capacity (Principal & Interest) how much house can i buy for 800 a month

With a total monthly budget of , you can typically afford a home priced between $85,000 and $115,000 . If you buy a condo or a house