How Much Does It Cost To Buy A Credit Card Apr 2026

: Most banks require a minimum monthly salary of AED 5,000 , though some premium cards require AED 30,000+ .

: Withdrawing cash typically costs 3% of the amount (minimum AED 99–100 ) plus immediate interest.

: Spending outside the UAE usually incurs a 2% to 3.5% currency processing fee. how much does it cost to buy a credit card

If you carry a balance, monthly interest typically ranges from , which totals approximately 30% to 46% annually .

: Fees typically range from AED 300 to AED 750 . Premium/Luxury : High-end cards like the Standard Chartered Infinite Emirates NBD Infinite can cost AED 1,500 to AED 1,575 per year. Interest Rates (Finance Charges) : : Most banks require a minimum monthly salary

: Certain cards are only available if you transfer your monthly salary to a specific bank. Credit card charges and how to avoid them - HSBC UAE

: Usually between AED 150 and AED 300 if you miss a deadline. If you carry a balance, monthly interest typically

: Exceeding your credit limit can result in a charge of AED 100 to AED 230 . Key Eligibility Requirements