How Much Credit Score To Buy A Car • Secure

You can still secure a loan with a "fair" or "poor" score, but it comes with specific trade-offs:

How your credit score affects your car loan or lease - Proctor Subaru how much credit score to buy a car

While there is no universal minimum credit score required to buy a car, most lenders prefer a score of to qualify for traditional financing with competitive rates. As of early 2026, roughly 69% of financed vehicles were for borrowers in this prime range or better. Credit Score Tiers & Interest Rates (Q4 2025/2026) You can still secure a loan with a