: Do you have a down payment ready, plus an emergency fund of at least six months of living expenses? Unforeseen costs like repairs and maintenance always crop up.
: Contrary to popular belief, the first step isn't browsing Zillow; it's often getting pre-approved for a home loan to know your actual budget. home buying quiz
: Can you define "Escrow," "PMI," or "Closing Costs"? For example, Private Mortgage Insurance (PMI) is typically required if your down payment is less than 20%. : Do you have a down payment ready,