: Veterans with a 10% or higher disability rating are exempt from the VA funding fee, saving an average of $6,450 on a $300,000 loan .
To modify a family member's home where the veteran is living temporarily. $6,800 home buying grants for veterans
: The Hometown Heroes program provides up to 5% of the loan amount as a 0% interest, non-amortizing second mortgage. : Veterans with a 10% or higher disability
For severe mobility or vision disabilities; used to build, buy, or remodel. $25,350 For severe mobility or vision disabilities; used to
: In 2026, VHA1 offers grants of up to $5,000 specifically for closing cost assistance for low-income veterans.
The Department of Veterans Affairs (VA) provides several significant grants to help disabled veterans buy, build, or adapt homes for independent living. These can often be used to pay down an existing mortgage on a home that has already been adapted. Grant Type 2026 Max Amount Primary Purpose $126,526