: Offers up to 5% of the mortgage loan amount for down payments or closing costs. This program is unique because it's available to both first-time and repeat buyers and has flexible credit score requirements. State and Local Highlights
: A $10,000 grant for eligible buyers in specific locations; it can often be combined with other assistance programs. Home Buyer Grants
Buying a home is one of the biggest financial hurdles you'll face, but you don't have to do it alone. are essentially "free money" provided by governments, non-profits, or private lenders to help cover your down payment or closing costs. Unlike loans, true grants do not need to be repaid. Top National & Bank Grants : Offers up to 5% of the mortgage
Several major financial institutions and national organizations offer grants that aren't restricted to a single city or state. Buying a home is one of the biggest
State housing finance agencies (HFAs) are often the most reliable sources for significant funding. Ready to Buy a Home? Find Out What's New