Guide To Buying Your First House Apr 2026

Backed by the Federal Housing Administration, great for buyers with lower credit scores and smaller down payments (as low as 3.5%).

Attend open houses and private showings with your agent. Don't just look at the house itself; look at the neighborhood. Visit the area at different times of the day and week. Check traffic patterns during your potential commute times. Look at the condition of neighboring homes. Phase 4: Making an Offer and Closing guide to buying your first house

With your pre-approval letter in hand, you are ready to assemble your team and start looking at houses. 1. Hire a Real Estate Agent Backed by the Federal Housing Administration, great for

Once you find the right house, the pace accelerates rapidly. Your agent will help you navigate this legally binding phase. 1. Make an Offer Visit the area at different times of the day and week

Just before closing, you will do one final walk-through of the property to ensure agreed-upon repairs were made and the home is in the expected condition.

Pull your credit reports from the major bureaus to check for errors.