: Usage is primarily driven by younger and low-income customers .
consumers have reported using BNPL services compared to only 29% of baby boomers. grocery shopping buy now pay later
: Major retailers like Walmart have integrated BNPL options (e.g., Affirm, Afterpay) directly into checkout and self-checkout systems. Impact on Consumer Behavior Afterpay Walmart Groceries : Usage is primarily driven by younger and