Getting Money To Buy A Business Apr 2026

In the U.S., the Small Business Administration (SBA) 7(a) loan program is the go-to for many buyers. The government guarantees a portion of the loan, which encourages banks to lend to you even if you don't have massive collateral. You can often buy a business with as little as 10% down, and the repayment terms are usually favorable (up to 10 years). 3. Equity Investors and "Search Funds"

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Using a HELOC or a home equity loan to cover the initial down payment. The Bottom Line In the U