If you need a to checking your credit or how to dispute an error you found on your report,

: Under federal law, you can get one free report from each bureau every 12 months.

: Always ensure you are on AnnualCreditReport.com.

: It is safe to provide your Social Security Number on this official site for verification.

"Well I was cruising in my prime, I was doing just fine,Until I found a little problem that I couldn't define.I went to to get my score,But it was late, and my credit was a whole lot of poor."