: Call 1-877-322-8228 ; reports are usually mailed within 15 days.

You can legally obtain a free credit report from the three major bureaus—, Experian , and TransUnion —through the government-authorized site AnnualCreditReport.com. Where and How to Request

To avoid scams or hidden fees, only use the official channels mandated by the Fair Credit Reporting Act (FCRA) : : Visit AnnualCreditReport.com for immediate access.

: Complete the Annual Credit Report Request Form and mail it to the address listed on the form. Important Details Free Credit Reports - FTC Consumer Advice