: A 100-point difference can change your monthly payment by $50 to $150 on a $25,000 loan.
: Lower scores often result in shorter loan durations (e.g., capped at 48–60 months) to reduce lender exposure. do you need good credit to buy a car
If your score is below 660, experts from NerdWallet and Consumer Reports suggest these steps to improve your odds: How Your Credit Score Affects a Car Purchase : A 100-point difference can change your monthly