"I saved up enough to pay for it in full," Leo said proudly.

"Even better! Paying in cash—or with a cashier's check—makes this much easier. If you were trying to get a loan, most auto lenders require a valid driver's license to approve the financing. Since you are paying outright, we skip that hurdle entirely." "Great! So we can wrap this up?" Leo asked.

"Perfect," Marcus said, making a checkmark. "Second: . Are you paying cash, or do you need financing?"

"Almost," Marcus smiled. "Here are the final two pieces of the puzzle. First, we need . You cannot legally drive a car off the lot without auto insurance. Since you don't have a license, you won't be able to get a standard policy as the primary driver. However, you can list your sister as the primary driver on the policy, or find a specialty carrier that allows an unlicensed owner."

Leo nodded, scribbling notes. "I can call her and get her details to set that up right now. She knows I'm helping her look, she just doesn't know I'm buying it today."

Marcus didn't blink. He didn't scoff or usher Leo toward the exit. Instead, his smile widened just a fraction. "Ah, not a problem at all, my friend. Common misconception, but you actually do not need a driver's license to buy a car in this country."

"I am," Leo said, his voice steadier than he felt. "But there's a bit of a catch. I don’t have a driver's license."