While no broad federal tax credit exists, homebuyers in 2026 can utilize Mortgage Credit Certificates (MCCs) for a direct tax credit of up to $2,000 annually. Substantial deductions for mortgage interest, property taxes (with a higher $40,400 SALT cap), and PMI can further reduce taxable income. Read the full analysis of 2026 homebuyer tax benefits at U.S. News & World Report .
What 2026's Tax Shifts Mean for Homeowners | Florida Realtors do i get a tax credit for buying a house