Bureaus typically have 30 to 45 days to investigate your claim.
If the bureau agrees, they must notify the other two bureaus to update their records. dispute-credit-report-online
Have these details ready before starting your online session: Full legal name (including suffixes like Jr. or Sr.). Social Security Number and Date of Birth. Current address and all addresses from the last two years. A clear explanation of why the information is inaccurate. ⏱️ What Happens Next? Bureaus typically have 30 to 45 days to
Accounts you didn't open or inquiries you didn't authorize. 2. Gather Evidence dispute-credit-report-online