Desjardins Best Buy Direct

: Note that minimum payment percentages have been gradually increasing; for example, the rate rose to 4.5% in 2024 and reached 5.0% in 2025. Shift to New Financing

While Desjardins continues to manage existing card portfolios, Best Buy Canada has increasingly promoted Best Buy Financing with Fairstone for new point-of-sale and online financing needs. Desjardins has also indicated on its own Card Management Portal that certain private-label and co-branded cards are no longer open to new applicants. desjardins best buy

: This partnership officially took effect on April 15, 2015 , after Best Buy ended its previous agreement with Chase Canada . : Note that minimum payment percentages have been

: There is generally no annual fee for primary cardholders, though a $35 fee may apply to Quebec residents. desjardins best buy