: Through a partnership with the Municipal Credit Union (MCU) , members can buy a home with as little as 3% down and receive a 0.25% mortgage rate discount using promo code DC37 . Professional Support Services
Eligible members can access substantial financial aid to lower the upfront costs of buying a home. dc37 home buying program
: As of mid-2025, the HomeFirst program expanded eligibility to households earning up to 120% of the Area Median Income (AMI) . : Through a partnership with the Municipal Credit
: DC 37 hosts bi-monthly seminars and webinars on topics like navigating the NYC Housing Connect portal and completing first-time homebuyer education. Eligibility & Contact Information : DC 37 hosts bi-monthly seminars and webinars
: Through Municipal Employees Legal Services (MELS) , members receive free legal representation for home closings, which can save an average of $2,000 in legal fees .
: Qualify for grants of up to $15,000 for down payments or closing costs on one- to four-family homes, co-ops, or condominiums within the five boroughs.