: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence.
For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) . dc home buying programs
: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. : No monthly payments are required