Credit Score Needed For Best Buy Credit Card Apr 2026

Best Buy offers several card versions through Citibank. When you apply, you are typically considered for them in a specific hierarchy based on your creditworthiness. Best Buy Store Card Reviews: 590+ User Ratings - WalletHub

To qualify for a Best Buy credit card, you generally need a credit score in the , depending on which version of the card you are seeking. While Best Buy does not publicly list a strict minimum, approval data indicates that the "open-loop" Visa version typically requires higher scores than the "closed-loop" store-only card. Credit Score Requirements by Card Type credit score needed for best buy credit card