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What is a credit report? | Consumer Financial Protection Bureau

A credit report is a detailed record of your financial history used by lenders, landlords, and employers to evaluate your reliability. It acts as a "financial report card," separate from your credit score, which is more like a grade point average. Key Components of a Credit Report credit report personal

Credit reports are typically divided into four main sections to provide a clear picture of your identity and financial habits: What is a credit report