: Protects against negligence in professional services, even if no actual mistake occurred. Selecting and Evaluating a Carrier
: Nonprofits are facing significant hurdles; approximately 70% of brokers report that carriers are non-renewing certain classes of nonprofits regardless of their loss history, often with premium increases of 25% or more . COMMERCIAL INSURANCE COMPANIES
: Protects against lawsuits involving bodily injury, property damage, or advertising injury (libel/slander). : Protects against negligence in professional services, even