Christmas Catalogs Buy Now Pay Later | Exclusive

Many established catalog brands offer "instant credit" or BNPL through third-party partners like Affirm , Klarna , or Afterpay .

Christmas Catalogs: Buy Now, Pay Later (BNPL) Report 2026 Buy Now, Pay Later (BNPL) options have increasingly replaced traditional layaway in holiday catalogs, allowing shoppers to receive gifts immediately while spreading costs over several weeks or months. For the 2025/2026 holiday season, roughly half of consumers planned to use these flexible payment methods. christmas catalogs buy now pay later