While "cheap" is relative in the Golden State, several cities consistently offer single-family homes at some of the lowest price points in the state.

A large city offering a blend of urban amenities and affordability, with average home prices around $350,000 . It saw a notable 17.5% drop in average monthly mortgage payments into 2025.

For those seeking coastal living, Eureka is a "hidden gem" on the Redwood Coast, with average prices around $360,000 . 9 Most Affordable Cities in California in 2026