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CASHFLOW KVADRANT

New Workspace Modernization Research from CDW

See how IT leaders are tackling workspace modernization opportunities and challenges.

Cashflow: Kvadrant

Owns a job. Freelancers, doctors, or small business owners. If they stop working, income stops.

Move from 'S' (doing everything) to 'B' (systems/team). CASHFLOW KVADRANT

Trades time for money. Seeks security, a steady paycheck, and benefits. Owns a job

Moving to the right side requires a from working for money to building or buying income-producing assets. Owns a job. Freelancers

Money works for them. Generates passive income through assets like real estate, stocks, or businesses. Key Differences Left Side (E & S) Right Side (B & I) Income Type Active (Time = Money) Passive (System/Money = Money) Focus Job Security & Autonomy Freedom & Wealth Generation Tax Impact Highest Taxes Lowest Taxes/Tax Advantages Risk Appears safe, but risky Higher risk, higher reward How to Transition (Left to Right)