The Best Car Loans for a Credit Score of 580 or Below - CNBC

Purchasing a car with poor credit (580 FICO or lower) is possible in 2026 through specialized subprime lenders, credit unions, or Buy Here, Pay Here dealerships. Borrowers should expect higher interest rates, often near 19% for used vehicles, and should prepare for required down payments of 10% to 20%. For more details, visit CNBC .