Getting married, having a baby, adopting a child, or a death in the family that impacts your current plan.
Special Enrollment Period - the Health Insurance Marketplace can you buy private health insurance anytime
The short answer is , you generally cannot buy comprehensive private health insurance at just any time . Most major medical plans are only available during the annual Open Enrollment Period (typically November 1 to mid-January). Getting married, having a baby, adopting a child,
Losing a job-based plan, turning 26 and aging out of a parent's plan, or losing Medicaid eligibility. having a baby