: While some marketplace plans can be found for $10 per month or less after federal tax credits, the sticker price without subsidies can be high, sometimes exceeding $600 a month for a single healthy adult.
: Since 2014, insurers are prohibited from denying coverage or charging more based on pre-existing conditions or gender. The "Paper Trail" Trap: An Interesting Story can you buy individual health insurance
Before the Affordable Care Act, individual insurance was a "buyer beware" market where a single line in a medical file could change your life. : While some marketplace plans can be found
One woman’s story highlights how strict the "pre-existing condition" rules used to be. When her mother discovered she was pregnant, she excitedly scheduled a doctor's visit immediately. However, the visit took place just her new insurance coverage was set to begin. Because she had "documented" the pregnancy at that early appointment, the insurance company labeled the entire pregnancy as a pre-existing condition. One woman’s story highlights how strict the "pre-existing