Some major banks like TD Canada Trust and Scotiabank sell gold bars and coins directly to customers in select branches.
If you find a bank that sells gold, the process generally involves: How to Buy Gold | The Royal Mint
Buying gold from a bank is much more common. Major institutions like UBS and Credit Suisse in Switzerland, as well as several banks in Germany and India (e.g., ICICI Bank), regularly offer bullion services. Pros and Cons of Buying from a Bank Buying from a Bank Buying from Online Dealers Trust High; federally regulated institutions. Varies; requires checking reputations. Premiums Higher (often 7–10% above spot price). Lower due to higher volume and lower overhead. Selection Very limited; typically only standard coins/bars. Wide variety of brands, sizes, and rarities. Convenience Difficult; many branches don't stock physical gold. High; discrete shipping directly to your door. Buybacks Rare; most banks will not buy gold back from you. Common; most offer easy buyback programs. How to Buy if Your Bank Offers It
Most major retail banks (e.g., Chase, Bank of America, Wells Fargo) do not sell physical gold to the public. Rare exceptions include smaller, locally-owned banks or specialized institutions like EverBank .
Buying gold directly from a bank is technically possible but increasingly rare, especially in the United States. While some large international institutions still offer these services, most retail banks have shifted away from physical gold sales due to price volatility, high security costs, and low consumer demand. Availability by Region